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OB/GYN Malpractice Insurance

OB-GYN Malpractice Insurance

Out of all physicians,OB/GYNs probably face the greatest risk of medical malpractice. OB/GYNs are held to a very high standard of care because they are dealing with a woman’s reproductive system, a fetus, or an infant. Any error that leads to permanent physical consequences for both mother and child can be truly devastating. There is a heavy, emotional impact that can affect a woman for the rest of her life.

There are many ways that a lawsuit can be brought against an OB/GYN. One of the most common instances of malpractice is cancer misdiagnosis or failure to diagnosis a disease or infection. Anything related to pap smears, ultrasounds, menopause, or biopsies that causes harm to a patient can be subject to a malpractice lawsuit.

OB/GYN Malpractice Insurance Rates

Not only are OB/GYNs sued frequently, but they pay the highest claims and fork over much larger insurance premiums than most other medical specialties. According to the Medical Liability Monitor, OB/GYNs working in New York City in 2003 paid 1.6 times more for obgyn malpractice insurance premiums than a general surgeon.

Malpractice insurance rates can vary considerably from state to state. States like Nevada or Florida have the highest rates whereas states like California or Minnesota have the lowest rates. For example, an OB/GYN in Nevada can pay between $85,000 for ob/gyn malpractice insurance per year up to $142,000 per year. In California the premium for such physician malpractice insurance can average around $50,000 or more.

Why OB/GYNs Choose Us For Malpractice Insurance

As an OB/GYN working in a high-risk specialty, it’s essential to have the right type of policy. Many medical professionals overpay for insurance, and oftentimes they don’t even have enough coverage.

At Nexus Insurance Services, we specialize in malpractice insurance for obgyn, so we know specifically what to look for when putting a policy together. Not only do we save clients thousands of dollars on premiums, but we make sure to stay tuned to industry news and updates to see where we can save even more money for them.

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