How Can Medical Malpractice Insurance for Doctors Protect You?

Professional liability insurance

Protect yourself and your career

CONTACT US

According to the Bureau of Justice Statistics, 90% of all medical malpractice lawsuits are filed by people who have suffered permanent injury or by those representing someone who has died as a result of medical malpractice. Another report produced by the Institute of Medicine of the National Academies in 2006 said that medication errors are one of the most common medical mistakes, causing injury or harm to at least 1.5 million people every year.


Based on these statistics, you can see how medical malpractice has been an issue for doctors and physicians. Many doctors nowadays have resorted to practicing what is called “defensive medicine” in which more tests or procedures are conducted on patients than is usually necessary in order to evade the threat of litigation.


Yes, being sued for medical malpractice can tarnish your credibility as a doctor, but what can be even more devastating are the financial problems that the lawsuit can ensue.


This is where medical malpractice insurance for doctors comes into play and can make you less vulnerable financially. Having insurance can help ease the burden and stress while protecting you from financial hardship.

Liability Protection Guaranteed By Insurance Company

For example, if you purchase a malpractice insurance policy with a $1M limit of liability, you are protected for any lawsuit with damages and legal costs of $1M or less. The insurance provider will pay out the damages; meanwhile, you can continue to work without having to worry about the possibility of going bankrupt.


Typically, if a malpractice claim is filed against you, the insurance company will:


  1. Pay any legal costs whether you are found guilty or not.
  2. Provide you with an experienced medical malpractice lawyer.
  3. Pay any judgments and damages to the plaintiff up to your policy limits.


While we may understand the need for medical malpractice insurance, most doctors think if they are extremely careful, they will not be sued. Even if you believe that you are the most skilled and experienced doctor, you are still susceptible to a lawsuit.

Think about it. Isn’t the protection and peace of mind well worth the cost of an insurance premium? Get a free quote right now!

Liability Protection Guaranteed by Insurance Company

For example, if you purchase a malpractice insurance policy with a $1M limit of liability, you are protected for any lawsuit with damages and legal costs of $1M or less. The insurance provider will pay out the damages; meanwhile, you can continue to work without having to worry about the possibility of going bankrupt.


Typically, if a malpractice claim is filed against you, the insurance company will:


  1. Pay any legal costs whether you are found guilty or not.
  2. Provide you with an experienced medical malpractice lawyer.
  3. Pay any judgments and damages to the plaintiff up to your policy limits.


While we may understand the need for medical malpractice insurance, most doctors think if they are extremely careful, they will not be sued. Even if you believe that you are the most skilled and experienced doctor, you are still susceptible to a lawsuit.

Think about it. Isn’t the protection and peace of mind well worth the cost of an insurance premium? Get a free quote right now!