If you are a or surgeon, you play a key role in your patients’ health and well-being. It is your mission to make sure that they are cared for to the best of your ability. However, it is just as important to take care of the career you’ve worked so hard for. This is where we come in. Nexus Insurance Services will work with you to find quality and affordable surgeons malpractice insurance coverage as well as any physician malpractice insurance.
Surgeon malpractice insurance protects an individual or medical facility in the event a patient sues for malpractice. Surgeons can purchase insurance from a broker, an independent provider, or a physician-owned mutual company, either individually or through a group practice.Medical malpractice insurance is not the same as auto insurance, which is usually rated based on experience
Generally, the insurance premium increases if there is an auto insurance claim. With surgeon malpractice insurance, premiums are based on geographic location and the nature of work a doctor or surgeon is involved in. Experiments with an individual physician’s experience rating have not been successful because physicians’ claims experience is not consistent over short time periods, which makes it hard to produce a stable estimate of their risk.
Malpractice insurance rates for surgeons can fluctuate and are different from state to state and from provider to provider. There are several considerations taken into account when determining surgeon malpractice insurance rates including risk management needs, deductible or retention options, practice structure, availability of defense counsel, retirement goals, and long term stability.
Are you aware of the terms of your current medical malpractice insurance policy? Do you know if your current insurance is adequate enough?
Many surgeons are unaware that they are overpaying for surgeon malpractice insurance. Don’t be one of these people. At Nexus Insurance Services, we work hard to ensure that you receive quality malpractice insurance at premiums you can afford. We want to build lasting relationships with our clients. We will be your strongest supporters and represent your best interests.
Regardless of your medical specialty or if you have had claims in the past, we will work with you based on your specific needs. As an independent insurance broker, we work with a variety of insurance carriers so that you have many choices of coverage to choose from. We will explain all the fine print and answer all of your questions. You can always count on us for friendly, personalized service.