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Physician Assistant Malpractice Insurance

As a physician assistant, did you know that you are exposed to the same risks as the physician you help?  Whether you assist with diagnosing and treatment of patients or you help a licensed physician perform any type of surgery, you hold the same responsibilities of making sure patients are given excellent care.  If the unexpected happens, you could also be named in a medical malpractice lawsuit.  That’s why it’s important to protect yourself with PA liability insurance. 

What if I’m already covered through the hospital/clinic I work for?

There is a common belief that if a patient sues you for malpractice, the hospital’s insurance will cover you.  Although this may be the case, sometimes a group policy is insufficient or can be suggested to physicians only (physician malpractice insurance).  Here are a few other things to take into consideration:

●     Do you want to have the same type of coverage if you change employers?

●     Do you want to have your own legal defense counselor?

●     Do you want coverage for off-duty service like volunteer events?

If you answered “Yes” to any of the questions above, you may want to consider purchasing your own medical malpractice insurance.

How much do physician assistants pay for coverage?

Your premium will depend on several factors including your individual responsibilities, the state/region where you work, and the amount of liability that you choose.

Our plan has 2 ratings classifications for Physician Assistants:

PA 1

• Practice is limited to performing tasks related to diagnostic treatment only (excludes Obstetrical)
• Operating Room exposure – exclusively for Observation only (excludes Obstetrical)
• Operating Room exposure – acting as 1^st or 2^nd assistant in surgery (excludes Obstetrical)
• Operating Room exposure – performing surgery under local anesthesia (excludes Obstetrical)
• Operating Room exposure – performing surgery under other forms of anesthesia (excludes Obstetrical)
• Any exposure to Trauma/Emergency Room procedures or responsibilities therein (excludes Obstetrical)
• Assisting in anesthesiology administration (excludes Obstetrical)

PA 2

• Obstetrical exposure including 1^st, 2^nd or 3^rd trimester prenatal care or postnatal care
• Obstetrical exposure including assisting in Obstetrical anesthesiology administration, delivery room responsibilities or assisting in C-section surgeries

Contact us today to find the best rates for PA liability insurance

Don’t you want to have peace of mind while you focus on taking care of patients?  Imagine going to work each day feeling secure and confident about providing optimal health care.  You’ll never have to worry whether or not you have enough coverage because we are dedicated to making sure you have the right type of medical malpractice insurance.
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